Mortgage Archives - Loonie Journey

December 12, 2024 Interest Rates / Mortgage

What we did with our variable rate mortgage as rates are cut

Yesterday, the Bank of Canada continued its interest rate cuts with another 0.5% decrease. BoC has cut rates a cumulative

2023 Year in Review: Baby, Maternity Leave, Single Income

With Baby LJ joining the family back in February, it’s been a fast-paced year with sleepless nights mixed with endless

January 30, 2023 Asset Allocation / Mortgage / Net Worth / RRSP

2022 Year In Review: Life, Layoffs and Mortgage

A lot of life events happened in 2022. After a 6-month hiatus from the blog, it’s time to share how 2022 landed against our financial plans.

June 10, 2022 Investing / Mortgage

Should you repay the mortgage or invest any extra cash?

With rising rates, should you use any excess cash to repay your mortgage faster or invest in a taxable account?

April 15, 2022 Mortgage

How we are paying off our $800,000 mortgage in 15-20 years

We are repaying our hefty $800,000 mortgage in 15-20 years through accelerated payments, increasing our bi-weekly payments and refinancing to lower rates.