Investing Archives - Loonie Journey

2023 Year in Review: Baby, Maternity Leave, Single Income

With Baby LJ joining the family back in February, it’s been a fast-paced year with sleepless nights mixed with endless

June 17, 2022 Asset Allocation / Investing

Rebalancing to target allocations is financially right but feels emotionally wrong

Rebalancing minimizes risk but also reduces returns. But it’s hard to sell outperformers to buy into underperformers.

June 10, 2022 Investing / Mortgage

Should you repay the mortgage or invest any extra cash?

With rising rates, should you use any excess cash to repay your mortgage faster or invest in a taxable account?

April 3, 2022 Investing / Retirement / RRSP

Target Date Funds in a company retirement plan

Instead of picking a Target Date Fund that lines up with your retirement date, pick one where the underlying equity/bond allocation fits with your goals.

March 22, 2022 Investing

All about Asset Allocation: Equity & Bond %

Asset allocation is identifying the right mix of stocks, bonds and other assets that balances (1) achieving your investment targets and (2) letting you sleep well at night.