A lot of life events happened in 2022. After a 6-month hiatus from the blog, it’s time to share how 2022 landed against our financial plans.
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Category: Mortgage
Should you repay the mortgage or invest any extra cash?
With rising rates, should you use any excess cash to repay your mortgage faster or invest in a taxable account?
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How we are paying off our $800,000 mortgage in 15-20 years
We are repaying our hefty $800,000 mortgage in 15-20 years through accelerated payments, increasing our bi-weekly payments and refinancing to lower rates.
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LJ Financial Plan: Our roadmap to freedom
Loonie Journey’s plan to financial independence, including asset location, asset allocation, emergency funds and insurance policies.
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Asset Location: How to prioritize contributions between TFSA, RRSP & other accounts
Everyone would love to max out every tax-advantaged account, grow taxable accounts and repay mortgage all at the same time. But cash is limited, so contributions should be prioritized into the right accounts to grow wealth.
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