With Baby LJ joining the family back in February, it’s been a fast-paced year with sleepless nights mixed with endless
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Category: Investing
2023 Goals: Survive Maternity Leave & Mortgage Interest
With a new baby coming in 2023, our focus is to survive maternity leave, navigate through a variable mortgage, and save into RRSP.
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Rebalancing to target allocations is financially right but feels emotionally wrong
Rebalancing minimizes risk but also reduces returns. But it’s hard to sell outperformers to buy into underperformers.
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Should you repay the mortgage or invest any extra cash?
With rising rates, should you use any excess cash to repay your mortgage faster or invest in a taxable account?
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Target Date Funds in a company retirement plan
Instead of picking a Target Date Fund that lines up with your retirement date, pick one where the underlying equity/bond allocation fits with your goals.
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