Ms. Loonie Journey, Author at Loonie Journey

June 10, 2022 Investing / Mortgage

Should you repay the mortgage or invest any extra cash?

With rising rates, should you use any excess cash to repay your mortgage faster or invest in a taxable account?

Best laid financial plans

Everyone has a plan until they get punched in the mouth. Have we maintained our financial plan or abandoned ship?

April 15, 2022 Mortgage

How we are paying off our $800,000 mortgage in 15-20 years

We are repaying our hefty $800,000 mortgage in 15-20 years through accelerated payments, increasing our bi-weekly payments and refinancing to lower rates.

April 3, 2022 Investing / Retirement / RRSP

Target Date Funds in a company retirement plan

Instead of picking a Target Date Fund that lines up with your retirement date, pick one where the underlying equity/bond allocation fits with your goals.

April 3, 2022 Net Worth

Q1 2022: Financial Goals & Net Worth Update

I’m always excited to update our investment balances and track our net worth at the end of the quarter. It’s a nice milestone to see whether we’re meeting our financials goals.